Credit checks Phoenix

Unfortunately, identity theft is a very real threat that affects millions of Americans. In fact, according to the Federal Trade credit checks Phoenix Commission, around nine million Americans become the victim of identity theft each year. To protect oneself, consumers need to check their credit reports for any fraudulent activity. It is better to notice this crime early on, before a criminal has too much time to obtain credit and ruin one’s credit history.

As most consumers have noticed, there are numerous websites offering to give people a “free” credit report. one credit report While this credit report is often free, the credit checks Phoenix advertisement is also misleading.

Almost every website that offers a “free” credit checks Phoenix report is trading that free report for a monthly subscription to their service. Many of these websites offer credit monitoring services that a customer must pay for each month.

Additionally, many customers do not realize what they signed up for until the money has been deducted credit checks Phoenix out of their account the credit checks Phoenix following month, which many individuals feel is unfair. free credit report information However, while these services are frequently misleading, it is credit checks Phoenix not a bad idea to sign up for a credit monitoring service. These services will watch out for signs of identity theft and let a customer know when their credit score has increased or decreased. This makes it easier to credit checks Phoenix know one’s score, without having to obtain a report each month. Some of these credit monitoring services will also refund any funds stolen by an identity thief while a customer is enrolled in their service. This makes these services almost like purchasing insurance against the possibility of identity theft and puts many customers at ease. credit rating scores